Are you looking for a new bank account that offers generous cash bonuses? If so, you might want to check out U.S. Bank Promotions, one of the largest and most reputable banks in the country. U.S. Bank has several promotions for both personal and business accounts that can help you earn up to $1,000 in extra cash. In this article, we’ll show you how to qualify for these offers and what you need to know before you apply.
U.S. Bank Personal Checking and Savings Bonuses
U.S. Bank has two main promotions for personal accounts: one for checking and one for savings. You can earn up to $500 for opening a new checking account and up to $400 for opening a new savings account. You can also combine these offers and earn an extra $100 bonus, for a total of $1,000.
These bonuses are a great way to boost your savings and enjoy the benefits of banking with U.S. Bank, such as online and mobile banking, free access to over 5,000 ATMs nationwide, and 24/7 customer service. Plus, you can earn rewards points for using your debit card or credit card with the U.S. Bank Smart Rewards program.
To take advantage of these promotions, you need to use the coupon code 21WEB when you open your accounts online or mention it when you open your accounts in person or over the phone. You also need to meet some requirements within a certain time frame, which we’ll explain below.
U.S. Bank Smartly Checking: Earn Up to $500
The U.S. Bank Smartly Checking account is an interest-bearing account that comes with many perks, such as overdraft protection, overdraft-fee forgiveness, and access to the Smart Rewards program. To qualify for this offer, you need to:
- Open a new U.S. Bank Smartly Checking account online or in person by September 6, 2023.
- Deposit at least $25 when you open the account.
- Enroll in online banking within 90 days of account opening.
- Have at least two direct deposits totaling at least $5,000 (to earn $300) or $10,000 (to earn $500) within 90 days of account opening.
The bonus will be deposited into your account within 60 days of meeting the requirements. The monthly fee for this account is $6.95, but you can waive it by maintaining a combined balance of $10,000 or more in your U.S. Bank accounts.
This offer is only available for new customers who have not had an open U.S. Bank checking account within the past six months. You also need to reside in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
The U.S. Bank Smartly Checking account is a great option for anyone who wants to earn interest on their checking balance and get rewarded for their spending habits. You can earn up to 0.05% APY on your balance (depending on your tier level) and up to 4 points per dollar spent with your debit card or credit card (depending on the merchant category). You can redeem your points for cash back, gift cards, travel, merchandise, and more.
You also get some valuable features that can save you money and hassle, such as:
Overdraft protection:
You can link your checking account to another U.S. Bank account (such as savings or credit card) and avoid overdraft fees if you overdraw your account.
Overdraft-fee forgiveness:
You can get one overdraft fee waived per year if you bring your account back to a positive balance within 24 hours.
No foreign transaction fees:
You can use your debit card or credit card abroad without paying any extra fees.
Free standard checks:
You can order your first box of checks for free and get discounts on future orders.
Free identity theft protection:
You can get access to identity monitoring, credit monitoring, and identity theft resolution services at no extra cost.
If you want to open a U.S. Bank Smartly Checking account and earn up to $500 in bonus cash, click here to apply online or find a branch near you.
U.S. Bank Standard Savings: Earn Up to $400
The U.S. Bank Standard Savings account is a basic savings account that pays interest and has no monthly fee if you maintain a minimum balance of $300 or have a recurring transfer of at least $25 from a U.S. Bank checking account. To qualify for this offer, you need to:
- Open a new U.S. Bank Standard Savings account online or in person by September 6, 2023.
- Deposit at least $25 when you open the account.
- Maintain an average daily balance of at least $5,000 (to earn $200) or $10,000 (to earn $400) for the first three months.
The bonus will be deposited into your account within 60 days of meeting the requirements.
This offer is only available for new customers who have not had an open U.S. Bank savings account within the past six months. You also need to reside in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
The U.S. Bank Standard Savings account is a simple and convenient way to save money and earn interest. You can earn up to 0.01% APY on your balance (depending on your tier level) and access your money anytime with online and mobile banking. You also get some benefits that can help you grow your savings, such as:
Automatic transfers:
You can set up recurring transfers from your checking account to your savings account and reach your savings goals faster.
Savings tools:
You can use the U.S. Bank Savings Goal Getter tool to track your progress and get tips on how to save more.
Bonus rewards:
You can earn extra rewards points when you link your savings account to your U.S. Bank Smart Rewards program.
If you want to open a U.S. Bank Standard Savings account and earn up to $400 in bonus cash, click here to apply online or find a branch near you.
U.S. Bank Referral Bonus: Earn an Extra $100
If you open both a new U.S. Bank Smartly Checking and a new U.S. Bank Standard Savings account and meet the requirements for both offers, you can earn an additional $100 bonus on top of the other bonuses. That means you can earn up to $1,000 in total if you qualify for the maximum bonuses for both accounts.
To get this bonus, you need to use the same coupon code 21WEB when you open both accounts online or mention the same offer when you open both accounts in person or over the phone.
This offer is only available for new customers who have not had an open U.S. Bank checking or savings account within the past six months. You also need to reside in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
The U.S. Bank referral bonus is a great way to maximize your earnings and enjoy the best of both worlds: a checking account that pays interest and rewards you for spending and a savings account that helps you save money and earn interest. Plus, you get an extra $100 just for opening both accounts.
If you want to open both a U.S. Bank Smartly Checking and a U.S. Bank Standard Savings account and earn up to $1,000 in bonus cash, click here to apply online or find a branch near you.
U.S. Bank Business Checking Bonus: Earn Up to $750
U.S. Bank also has a promotion for business owners who need a new checking account. You can earn up to $750 for opening a new U.S. Bank business checking account and completing qualifying activities.
A business checking account is essential for any business owner who wants to manage their finances efficiently and securely. With a U.S. Bank business checking account, you can:
- Access your money anytime with online and mobile banking
- Deposit checks with your smartphone or tablet
- Pay bills and vendors with online bill pay or wire transfers
- Accept payments from customers with merchant services
- Manage your cash flow with cash management tools
- Protect your business from fraud with security features
U.S. Bank has three types of business checking accounts to suit different needs and preferences: Silver Business Package, Gold Business Package, and Platinum Business Package. Each one has different features and fees, and each one has a different bonus offer.
To take advantage of these promotions, you need to use the coupon code 21WEB when you open your accounts online or mention it when you open your accounts in person or over the phone. You also need to meet some requirements within a certain time frame, which we’ll explain below.
U.S. Bank Silver Business Package: Earn Up to $250
The U.S. Bank Silver Business Package is a basic business checking account that has no monthly fee and includes 150 free transactions per month and 25 free cash deposits per month. To qualify for this offer, you need to:
- Open a new U.S. Bank Silver Business Package online or in person by September 30, 2023.
- Deposit at least $100 when you open the account.
- Have at least 10 electronic deposits totaling at least $500 (to earn $100) or $2,500 (to earn $250) within 90 days of account opening.
The bonus will be deposited into your account within 60 days of meeting the requirements.
This offer is only available for new customers who have not had an open U.S. Bank business checking account within the past six months. You also need to reside in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
The U.S. Bank Silver Business Package is a great option for small businesses that have low transaction volumes and want to avoid monthly fees. You can enjoy the convenience and security of banking with U.S. Bank without paying extra for features you don’t need. You also get some benefits that can help you run your business more efficiently, such as:
Free online and mobile banking:
You can access your account anytime, anywhere with the U.S. Bank Mobile app or online banking portal. You can check your balance, transfer funds, pay bills, deposit checks, and more.
Free online bill pay:
You can pay your vendors and suppliers online with no additional fees. You can also set up recurring payments and reminders to avoid late fees and penalties.
Free wire transfers:
You can send and receive domestic wire transfers for free with your account. You can also send and receive international wire transfers for a discounted fee of $25.
Free cash flow insights:
You can get a snapshot of your cash flow situation with the U.S. Bank Cash Flow Insight tool. You can see your inflows and outflows, forecast your cash flow, and identify opportunities to improve your cash flow management.
If you want to open a U.S. Bank Silver Business Package and earn up to $250 in bonus cash, click here to apply online or find a branch near you.
U.S. Bank Gold Business Package: Earn Up to $500
The U.S. Bank Gold Business Package is an upgraded business checking account that has a monthly fee of $20 (waived if you maintain an average balance of $10,000 or more) and includes 300 free transactions per month and 100 free cash deposits per month. To qualify for this offer, you need to:
- Open a new U.S. Bank Gold Business Package online or in person by September 30, 2023.
- Deposit at least $100 when you open the account.
- Have at least 10 electronic deposits totaling at least $1,000 (to earn $200) or $5,000 (to earn $500) within 90 days of account opening.
The bonus will be deposited into your account within 60 days of meeting the requirements.
This offer is only available for new customers who have not had an open U.S. Bank business checking account within the past six months. You also need to reside in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
The U.S. Bank Gold Business Package is a great option for medium-sized businesses that have moderate transaction volumes and want to enjoy more features and benefits. You can get more value from your banking relationship with U.S. Bank and save money on fees and services. You also get some benefits that can help you grow your business and reach your goals, such as:
Higher interest rate:
You can earn up to 0.05% APY on your checking balance (depending on your tier level) and up to 0.15% APY on your savings balance (if you link a U.S. Bank business savings account).
Free overdraft protection:
You can link your checking account to another U.S. Bank account (such as savings or credit card) and avoid overdraft fees if you overdraw your account.
Free remote check deposit:
You can deposit checks from anywhere with your smartphone or tablet using the U.S. Bank Mobile app or online banking portal.
Free merchant services:
You can accept payments from your customers using credit cards, debit cards, or mobile wallets with no monthly fees or setup fees. You can also get a free card reader and a free mobile app to process payments on the go.
If you want to open a U.S. Bank Gold Business Package and earn up to $500 in bonus cash, click here to apply online or find a branch near you.
U.S. Bank Platinum Business Package: Earn Up to $750
The U.S. Bank Platinum Business Package is the premium business checking account that has a monthly fee of $40 (waived if you maintain an average balance of $25,000 or more) and includes 500 free transactions per month and unlimited free cash deposits per month. To qualify for this offer, you need to:
- Open a new U.S. Bank Platinum Business Package online or in person by September 30, 2023.
- Deposit at least $100 when you open the account.
- Have at least 10 electronic deposits totaling at least $1,500 (to earn $300) or $7,500 (to earn $750) within 90 days of account opening.
The bonus will be deposited into your account within 60 days of meeting the requirements.
This offer is only available for new customers who have not had an open U.S. Bank business checking account within the past six months. You also need to reside in one of the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
The U.S. Bank Platinum Business Package is a great option for large businesses that have high transaction volumes and want to enjoy the best features and benefits that U.S. Bank has to offer. You can get the most value from your banking relationship with U.S. Bank and save money on fees and services. You also get some benefits that can help you optimize your business performance and profitability, such as:
Highest interest rate:
You can earn up to 0.10% APY on your checking balance (depending on your tier level) and up to 0.20% APY on your savings balance (if you link a U.S. Bank business savings account).
Free unlimited transactions:
You can make as many transactions as you need with no extra fees or limits. This includes checks, deposits, withdrawals, transfers, bill payments, wire transfers, and more.
Free unlimited cash deposits:
You can deposit as much cash as you need with no extra fees or limits. You can also use any U.S. Bank ATM or branch to deposit cash for free.
Free cash management services:
You can access a suite of cash management tools that can help you manage your cash flow, payables, receivables, payroll, taxes, and more. You can also get a dedicated cash management specialist who can provide personalized support and guidance.
If you want to open a U.S. Bank Platinum Business Package and earn up to $750 in bonus cash, click here to apply online or find a branch near you.
How to Apply for U.S. Bank Promotions
To apply for any of the U.S. Bank promotions, you need to visit the offer page and click on the corresponding link to open the account online. You can also call or visit a local branch and mention the offer code. Make sure you use the same coupon code 21WEB for both personal accounts if you want to get the referral bonus.
You’ll need to provide some personal and business information, such as your name, address, email, phone number, Social Security number, date of birth, and income. You’ll also need to fund your account with at least the minimum deposit amount.
You can apply for these promotions online or in person by following these steps:
- Visit the [U.S. Bank promotions page] and choose the offer that suits your needs.
- Click on the “Apply Now” button and fill out the online application form with your personal and business details.
- Enter the coupon code 21WEB in the designated field and submit your application.
- Deposit at least $25 (for personal accounts) or $100 (for business accounts) when you open your account.
- Complete the qualifying activities within the specified time frame to receive your bonus.
Alternatively, you can call 800-720-BANK (2265) or visit a U.S. Bank branch near you and mention the offer code 21WEB when you open your account. You’ll need to bring some identification documents, such as your driver’s license, passport, or state ID card. You’ll also need to bring a check or cash to fund your account.